HUD Foreclosure Listings by State
A comprehensive directory of Home Sales by the Housing and Urban Development Department
 


Housing & Urban Development
Foreclosure Auctions & HUD Sales

What is a HUD Home?
A HUD home is a 1 to 4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim.

Who can buy a HUD Home?
Almost anyone! If you have the cash or can qualify for a loan (subject to certain restrictions) you may buy a HUD Home. HUD Homes are initially offered to owner-occupant purchasers (people who are buying the home as their primary residence). Following the priority period for owner occupants, unsold properties are available to all buyers, including investors.

How are HUD Homes sold?
All properties available for purchase by the public are offered for sale at below are maintained by management companies under contract to HUD. Any real estate broker registered with HUD may submit an offer and contract to purchase on your behalf. HUD pays the real estate broker's commission, if included in the contract.

Are there any special programs?
Properties in designated areas are available at a reduced sales price to law enforcement officers, teachers, firefighters, emergency medical technicians, nonprofits and local governments.

Should I get a home inspection?
We encourage you to get an inspection after your offer is accepted. All HUD Homes are sold AS-IS, without warranty. HUD will not make repairs nor pay to correct any problems.

What about financing?
Although HUD does not offer financing directly, some of our homes qualify for FHA-insured loans. Shop around for a lender to find the best loan terms.

Click on the links below to find HUD Homes for sale in your state

HUD Foreclosure Auctions in Alabama
HUD Foreclosure Auctions in Alaska
HUD Foreclosure Auctions in Arkansas
HUD Foreclosure Auctions in Northern California
HUD Foreclosure Auctions in Southern California
HUD Foreclosure Auctions in Colorado
HUD Foreclosure Auctions in Connecticut
HUD Foreclosure Auctions in Delaware
HUD Foreclosure Auctions in Washington D.C.
HUD Foreclosure Auctions in Florida
HUD Foreclosure Auctions in Georgia
HUD Foreclosure Auctions in Hawaii
HUD Foreclosure Auctions in Idaho
HUD Foreclosure Auctions in Illinois
HUD Foreclosure Auctions in Indiana
HUD Foreclosure Auctions in Iowa
HUD Foreclosure Auctions in Kansas
HUD Foreclosure Auctions in Kentucky
HUD Foreclosure Auctions in Louisiana
HUD Foreclosure Auctions in Maine
HUD Foreclosure Auctions in Maryland
HUD Foreclosure Auctions in Massachussetts
HUD Foreclosure Auctions in Michigan
HUD Foreclosure Auctions in Minnesota
HUD Foreclosure Auctions in Mississippi
HUD Foreclosure Auctions in Missouri
HUD Foreclosure Auctions in Montana
HUD Foreclosure Auctions in Nebraska
HUD Foreclosure Auctions in Nevada
HUD Foreclosure Auctions in New Hampshire
HUD Foreclosure Auctions in New Jersey
HUD Foreclosure Auctions in New Mexico
HUD Foreclosure Auctions in New York
HUD Foreclosure Auctions in North Carolina
HUD Foreclosure Auctions in North Dakota
HUD Foreclosure Auctions in Ohio
HUD Foreclosure Auctions in Oklahoma
HUD Foreclosure Auctions in Oregon
HUD Foreclosure Auctions in Pennsylvania
HUD Foreclosure Auctions in Puerto Rico
HUD Foreclosure Auctions in Rhode Island
HUD Foreclosure Auctions in South Carolina
HUD Foreclosure Auctions in South Dakota
HUD Foreclosure Auctions in Tennessee
HUD Foreclosure Auctions in Texas
HUD Foreclosure Auctions in Utah
HUD Foreclosure Auctions in Vermont
HUD Foreclosure Auctions in Virginia
HUD Foreclosure Auctions in the US Virgin Islands
HUD Foreclosure Auctions in Washington (State)
HUD Foreclosure Auctions in West Virginia
HUD Foreclosure Auctions in Winsconsin
HUD Foreclosure Auctions in Wyoming

 

 

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